Real estate appraisal services for homeowners in the city of Lowellville and Mahoning County

See the top seven reasons OH homeowners call on Top Dog Appraisals:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
To lower your mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in Mahoning county or OH by determining the true market value of real estate in question

Own a home in or near Lowellville, OH and need help deciding the price of it?
Contact Top Dog Appraisals.

At Top Dog Appraisals, we understand the particular needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Top Dog Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value assessment than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping people just like you do away with unwanted and unneeded PMI insurance.

Challenge a property tax assessment

If you live in a region that is going down or is not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Top Dog Appraisals is your perfect weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your property is in a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Top Dog Appraisals can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd like to have a professional double-check it for precision or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.